CII Certificate in Insurance - Motor Insurance Products (IF5) 2025 – 400 Free Practice Questions to Pass the Exam

The term 'form B' motor insurance certificate is officially known as an "unspecified certificate." This type of certificate generally serves as proof of insurance for vehicles that do not have specific details filled in regarding the vehicle or the driver. It is often used in situations where the identity of the driver or specifics of the vehicle are not established at the time the insurance is issued.

This term aligns with how such certificates are utilized in practice, allowing for flexibility in insuring vehicles. On the other hand, the other names like "limited use certificate" or "temporary certificate" imply restrictions or a time limitation on the coverage, which do not accurately describe the broad applicability of the unspecified certificate. The term "standard certificate" does not capture the essence of what a form B represents, as it implies a fixed standard that does not apply in this context. Thus, the correct term highlights the nature of the coverage and its use in motor insurance.